THE RETIREMENT LEARNING COLLECTION

Your retirement.
Your paycheck.

Make sense of turning savings into income—with short lessons, a practical guide, and room for your questions.

With Ryan Peters · Phil-Am Insurance Agency
A 51-second welcome · 6 short lessons

Your retirement. Your paycheck. Retirement field guide

START HERE · 51 SECONDS

A welcome from Ryan.

You don’t have to figure everything out today. Here’s how to use the guide and short lessons, at your own pace.

Read the welcome transcript

Hi, I'm Ryan Peters with Phil-Am Insurance Agency. Welcome, and thank you for spending a little time with us. Retirement brings a big change: instead of building your savings, you're deciding how those savings can support the life you want. That can feel like a lot to sort through. You don't need to figure it all out today. We created Your Retirement Paycheck to give you a comfortable place to start. Download the complimentary field guide, then watch the short lessons at your own pace. We'll cover everyday income needs, things that can change your plan, and where annuities may fit, including their costs and limitations. An annuity isn't the right answer for everyone. Our goal is to help you understand the questions before considering a product. Keep a few notes, try the income calculator, and bring us anything you'd like to talk through. There's no purchase required. When you're ready, start with lesson one. Let's take this one step at a time.

Ready? Start Lesson 1 →

Presented using Ryan’s authorized AI avatar and voice.

A CLEARER PICTURE OF WHAT COMES NEXT

Learn one idea at a time.

01–02 / YOUR INCOME

Start with your life.

Map your monthly needs, then understand how withdrawals, market changes and inflation can affect the plan.

03–04 / YOUR OPTIONS

Understand the contract.

See where annuities may fit and why an account value, cash value and income benefit base are different.

05–06 / YOUR DECISION

Ask better questions.

Compare costs, access to money and contract terms before making a commitment.

Explore all six video lessons →
Your retirement. Your paycheck. — The Retirement Field Guide by Ryan Peters

YOUR COMPLIMENTARY FIELD GUIDE

A useful place to start.
A reference to keep.

Turn the lessons into a clearer picture of your own retirement. Our guide walks through the questions, numbers and contract details that deserve your attention.

  • A monthly spending and income worksheet
  • Worked examples of withdrawals and inflation
  • A contract comparison sheet and questions to bring
Get the free retirement guide →

Request your copy through our secure Producerio form. No purchase required.

Already have the guide? Open the reader and PDF

TRY THE WORKSHEET

What is your monthly income gap?

Start with estimated monthly spending and income. Use the same tax basis for both. This simple calculation helps frame a conversation; it does not determine a safe withdrawal rate.

These numbers stay in this page. They are not submitted to us.

Social Security, pensions and other expected income.

Enter your estimates to see your monthly picture.

YOUR NEXT CONVERSATION

Start with questions. Build from there.

Talk with Ryan Peters at Phil-Am Insurance Agency about your income needs, access to savings, and the tradeoffs worth comparing.

[email protected]

General education, not individualized investment, legal or tax advice. Annuity terms, costs and risks vary. Guarantees depend on the issuing insurer’s financial strength and claims-paying ability. No purchase is required.

Your retirement deserves a clear conversation.

Explore the options with a licensed insurance agent, at your pace.

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